What's a girl like me doing on a benefit like this?
After leaving school and completing 3 years at college i moved on to doing a variety of voluntery and tempory paid positions until I finally found my first proper paid job which I stayed with for 3 years until January 2017 when due to unforseen circumstances I was forced to leave my job.
At that time I had a few health issues including generalised anxiety disorder (GAD) and back & spine issues, problems that had been ongoing for a few years even during the 3 years that I had been in paid work.
After I had left my job my health deteriorated meaning I was going to be out of work longer than planned so I went online and applied for universal credit. I waited for a few days until I got a date/time for my first job centre appointment which is part of the claiming process, I went to the appointment and completed my claim and was told I would receive my first payment in 6 weeks.
I won't lie for someone with anxiety the thought of having no money for 6 weeks was terrifying and was already starting to panic, it was then I was told about something called an 'advanced payment.' This is basically a loan from the jobcentre that has to be paid back when you start receiving payments. I was awarded £300 as an advanced payment I used this to pay part of my rent to cover the next 6 weeks, for the rest of that time I was borrowing money from friends to pay for essentials, bills and food. Obviously I couldn't pay for everything so some bills were overlooked and overdue payments started to build. My rent was only partially paid and the next months rent was due. I was already struggling and hadn't even been on benefits a month. I hoped my situation would change when I received my first payment.
Read about my first payment and the rest of my story in my next post.
Thanks for reading.
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